These Terms & Conditions ("Terms") govern your access to and use of Mortgage Protection Pros (the "Site") and any quote-request, comparison, informational, or lead-generation services made available through the Site. By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1. Nature of the Service
Mortgage Protection Pros is an informational and lead-generation website designed to help consumers learn about and request information regarding home-security products and services. Unless expressly stated otherwise, Mortgage Protection Pros is not itself the manufacturer, installer, monitoring center, insurer, emergency-response provider, or seller of any third-party alarm or security system.
We may connect users with independent providers, dealers, installers, call centers, or other third parties. Any purchase, installation, monitoring agreement, warranty, financing arrangement, or service contract is between you and the applicable provider.
2. Quotes, Pricing, and Availability
Any price, promotion, monthly-rate example, equipment description, feature, savings claim, or availability statement shown on the Site is for general informational or marketing purposes unless expressly stated otherwise. Actual pricing and eligibility may vary based on provider, location, equipment, property characteristics, credit or other qualification criteria, taxes, installation requirements, contract length, monitoring level, and current promotions.
Submitting a form does not guarantee approval, availability, a particular price, or a specific product. Final terms are determined by the applicable provider and should be reviewed before purchase.
3. User Information and Accuracy
You agree to provide accurate, current, and complete information when using the Site or requesting a quote. You are responsible for ensuring that any phone number, email address, address information, homeowner status, or other information you submit is accurate and that you are authorized to provide it.
4. Consent to Be Contacted
If you submit a quote or information request and provide contact consent, Mortgage Protection Pros and/or participating service providers may contact you regarding your inquiry using the methods disclosed at the point of submission. Any required telemarketing or text-message consent should be presented clearly on the form. Consent to marketing is not a condition of purchase unless permitted by applicable law.
5. No Emergency or Security Guarantee
The Site is not an emergency-response service. Do not use the Site to report a burglary, fire, medical emergency, or other urgent event. Call 911 or the appropriate local emergency service when immediate assistance is required.
No alarm, camera, monitoring service, or security system can prevent every crime, loss, accident, property damage, or emergency. Mortgage Protection Pros does not guarantee that any product or provider will detect, prevent, stop, or reduce a particular incident.
6. Third-Party Providers and Links
The Site may contain links to, information about, or referrals to third-party companies. We do not control independent third parties and are not responsible for their products, installation quality, monitoring performance, contracts, warranties, privacy practices, customer service, pricing, claims, or representations. You are responsible for reviewing a provider's terms before entering into an agreement.
7. Acceptable Use
You agree not to misuse the Site or attempt to interfere with its operation. Prohibited conduct includes:
- Submitting false, fraudulent, abusive, or misleading information.
- Attempting to gain unauthorized access to the Site, servers, systems, or other users' information.
- Using automated scraping, bots, malware, or other tools that materially disrupt the Site.
- Copying or using Site content in violation of intellectual-property or other applicable laws.
- Using the Site for unlawful, deceptive, or harmful purposes.
8. Intellectual Property
Unless otherwise noted, the Site design, text, graphics, logos, layout, software, and original content are owned by or licensed to Mortgage Protection Pros and are protected by applicable intellectual-property laws. Third-party names, trademarks, logos, and product images remain the property of their respective owners. No ownership rights are transferred to you by your use of the Site.
9. Disclaimer of Warranties
To the fullest extent permitted by law, the Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, secure, complete, or accurate, or that any provider, quote, product, or service will meet your needs.
10. Limitation of Liability
To the fullest extent permitted by law, Mortgage Protection Pros and its owners, affiliates, officers, employees, contractors, and agents will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to the Site, a third-party provider, or your use of or reliance on Site content. Nothing in these Terms limits liability that cannot legally be limited or excluded.
11. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless Mortgage Protection Pros and its affiliates, owners, employees, contractors, and agents from claims, damages, liabilities, and reasonable costs arising from your unlawful misuse of the Site, your violation of these Terms, or information you submit without authorization.
12. Privacy
Your use of the Site is also subject to our Privacy Policy, which explains how information may be collected, used, and shared.
13. Changes to the Site or Terms
We may modify, suspend, or discontinue any part of the Site and may update these Terms from time to time. Updated Terms will be posted on the Site with a revised effective date. Continued use of the Site after changes means the updated Terms apply to your use.
14. Governing Law and Severability
These Terms are governed by applicable law. If any provision is found unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.
15. Contact
Questions regarding these Terms may be submitted through the contact information or contact form made available on Mortgage Protection Pros.