Homeowner Report

If You Weren’t Here Tomorrow, Could Your Wife Afford the Mortgage Alone?

How one Scottsdale couple discovered affordable mortgage protection for as little as a cup of coffee a day!

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Pricing, benefits, eligibility, and availability vary by provider and applicant.

A couple standing outside their new home holding a welcome-home box

1 A Fresh Start at 43 and 45

When Mark and Lisa bought their home in Scottsdale, it felt like a dream come true. At 45 and 43, they had worked hard, raised a family, and were finally settling into the home they always wanted. They moved in, made plans for the future, and everything was going well.

“It felt like the next chapter of our lives,” Lisa recalls. “We were so happy.”
Two neighbors talking over a white picket fence

2 The Conversation That Changed Everything

A few months after moving in, their next-door neighbors mentioned a mortgage protection plan they had. They explained that it could help cover the mortgage if something unexpected happened — and that some options could cost as little as a cup of coffee a day.

“At first, we didn’t know much about it,” said Lisa. “But our neighbors encouraged us to look into it.”
A couple reviewing plan options with an advisor at a table

3 Why They Compared Their Options

Instead of choosing the first plan they heard about, Mark and Lisa decided to compare options. They learned that different plans offer different benefits, and some could help pay the mortgage if Mark were to pass away or could not work due to a covered disabling event.

“Comparing plans helped us find the right fit for our family and our budget,” said Mark. “It gave us real peace of mind.”
A woman sitting at a desk with paperwork and family photographs

4 Six Months Later, the Unthinkable Happened

Just six months after they put their plan in place, Mark was involved in a tragic accident. He didn’t survive. It was a heartbreaking loss, but the mortgage protection coverage they had helped pay off the mortgage and eased the financial burden during an unimaginably difficult time.

“I’m so grateful we looked into this when we did,” said Lisa. “It allowed me to stay in our home and keep our family’s stability during the hardest time of my life.”

What Mortgage Protection May Help Cover

Coverage options vary by provider and policy, but may include:

Mortgage Payoff

May help pay off your remaining mortgage balance.

Monthly Payment Support

May help cover monthly mortgage payments during a covered event.

Covered Disability Events

Some plans may provide benefits if you can't work due to a covered disability or illness.

Family Peace of Mind

Helps protect what matters most — your home and family's future.

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Review multiple options side by side to find the right fit.

Find Out What Coverage Options May Be Available To You

Compare plans from top providers, explore features, and take a step today toward a more secure tomorrow.

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Illustrative scenario only. Coverage, exclusions, waiting periods, disability/unemployment provisions, and pricing vary by provider and policy. This site is for informational and lead-generation purposes only.